Cards
Spend money like it never left home.
Spend money like it never left home.
Get an Arctic USD card for everyday spending, subscriptions, and travel — with transparent fees and rates that don't move against you.
Get an Arctic USD card for everyday spending, subscriptions, and travel — with transparent fees and rates that don't move against you.
Arctic
•••• •••• •••• 4821
Card Holder
A. Tern
Expires
09/29
VISA
The smarter way to pay
The smarter way to pay
Tap, and you're through
Tap, and you're through
Hold your Arctic card near the terminal and pay in seconds. Works with Apple Pay and Google Pay, wherever contactless is accepted.
Hold your Arctic card near the terminal and pay in seconds. Works with Apple Pay and Google Pay, wherever contactless is accepted.
Access your money anywhere
Access your money anywhere
Fund it in any currency
Fund it in any currency
Top up with USD, GBP, EUR, USDC, or USDT at rates that don't punish you for moving.
Top up with USD, GBP, EUR, USDC, or USDT at rates that don't punish you for moving.


Cards you fully control
Cards you fully control
Set limits. Freeze instantly.
Set limits. Freeze instantly.
Set daily, weekly, or monthly spending limits, and freeze or close your card in seconds, right from the app.
Set daily, weekly, or monthly spending limits, and freeze or close your card in seconds, right from the app.

Get Access to International Card
Get Access to International Card
Mastercard
Visa
Arctic
Mastercard
Visa
Arctic

Fund your card with USD, GBP, EUR, USDC & USDT.
Accepted everywhere Visa is — over 150 million merchants worldwide.